We consider Viainvest's statistical data unreliable. The platform lacks transparency, as it does not disclose critical performance data, which increases the risk for potential investors.
During our 15-month testing period, we implemented three distinct investment strategies to compare performance and risk management:
In addition to the blog, I host as well Germany’s largest P2P community, where you can exchange ideas with thousands of other investors when you need quick answers.
PeerBerry offers a powerful auto-invest feature that completely automates your investments across the platform.
You can receive updates about each new loan via the Telegram channel. This reveals that new loans are added daily, but due to the large number of investors with Auto Invest strategies, most loans are funded before they become available on the platform itself.
Сразу после включения инструмента система сама полноте искать подходящие под установленные параметры инвестиции в свой черед вкладывать деньги.
When paying taxes in your country of residence, the withheld taxes can usually be deducted from the overall balance. This means that the effective taxation rate will be the same as it has been before when investing into claim rights.
The Latvian P2P platform is among the safer P2P platforms. However, you must not forget that investing in P2P loans is generally associated with high risks! Therefore, it is advisable to invest only money that you can afford to lose if needed.
Hi there! I’m Lars Wrobbel, and I’ve been writing on this blog about my experiences with investing in P2P loans since 2015. I also co-authored the German standard work on this topic with Kolja Barghoorn, which became a bestseller on multiple platforms and is regularly updated.
The platform is operated by SIA Viainvest, which has been controlled by the financial supervisory authority in Latvia since 2021 and is regulated in accordance with MiFID II.
, each of which is an independent financial instrument and has an ISIN. Investors are now investing their money in these packages instead of in viainvest individual private loans as before. In doing so, they are following the strict requirements of the EU. For a better overview, these loan packages are organised by content: They contain similar loans, for example from the same country of origin or with the same interest rate.
With a potential return of up to 10 percent, supported by solid credit management, PeerBerry’s p2p loans are a compelling choice compared to other investments. The Auto Invest feature allows you to automatically spread your investments across many loans.
With a manual investment, we choose which of the many loan packages we want to invest our money in. The process is very simple: A list of available asset-backed securities (loan packages) appears under the ‘
Due to regulation, Viainvest is obliged to regularly prepare audited annual financial statements. However, these have always been published even before regulation.